Ricardo’s primary focus is on Retirement, Estate and Personal Financial Planning.
After completing his B.Com Honours in Economics and Investment Planning at the University of Stellenbosch, he began his career at ABSA business bank specialising in business assurance.
During his career at ABSA, he completed his CFP through the University of Stellenbosch and has since been a member of the Financial Planning Institute (103319).
He went on to FNB where he developed his skills in Personal Financial Planning, more specifically Retirement and Investment Planning.
Currently he is employed by Scientia Optimate Financial Service, a division of CSO Employee benefits, assisting families with retirement, estate and personal financial planning.
