Ultima wants to enable you to have a meaningful life through fostering a lifelong relationship with you. We do this through empowering you to make better financial decisions as well as the implementation of your lifestyle financial plan. This in return will allow you to focus on your business whilst having peace of mind over your financial planning.
• Young professionals
• Entrepreneurs and business owners
• Individuals 50 years and older seeking crystal clear clarity navigating into retirement
FINANCIAL PLANNING PHILOSOPHY
Lifestyle Financial Planning:
It’s all about clients, their lives, and how money can help them maintain and retain the life they really want. Think collaboration, co-planning and coaching rather than sales or consulting therefore more relational than transactional.
As Lifestyle Financial Planners we endorse the following:
• the focus should be on the client’s goals and objectives and to go through a process of documenting these as detailed as possible;
• client consultations done at our office, like a doctor or an attorney’s office.
• there is no conflict of interest when recommending products. All our staff are paid fix salaries.
• we are independent and are able to do research to find the best possible solutions for each planning scenario and are not tied to a specific set of products or solutions.
Professionalism, for us, means always maintaining the highest standard in quality of service to our clients.
We believe that all financial planners should be qualified and the CERTIFIED FINANCIAL PLANNER® designation is currently the industry standard in South Africa. All our financial planners must obtain and maintain this designation to be an Ultima Financial Planner.
FINANCIAL PLANNING FEE
A financial plan fee is invoiced to the client to develop the financial plan at the start of the journey. The fee is based on the complexity of the plan.
No initial advice fees are levied on assets under management.
For ongoing advice an advice fee % on assets under management are levied.
Our core service consists of our annual client reviews, which is key to maintaining lifelong relationships.
We also provide the following Services:
Lifestyle Financial Planning (Specific Goal planning addressing 9 areas including Retirement Planning)
Long Term Insurance Implementation
Last Will and Testament Compilation
Ultima is committed to make a difference in our community. Ultima host the FLOW (Faith and Leadership over Wealth) conference annually to inspire and equip people to make better financial decisions which is based on Biblical principles.