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EPIC approach to investing
The other day I attended a seminar where the guest speaker, Ms. Thuli Madonsela indulged the audience about EPIC lifestyle. She mentioned that the word is an acronym which stands...
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Achieving Financial Emancipation
This article is written on the eve of the Freedom Day which would have been commemorated on 27th April. For many South Africans, Freedom Day brings back memories of the euphoria...
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Financial Literacy Education in South Africa
Financial literacy is the ability to understand and manage personal finances effectively. This takes into account the skills, knowledge and confidence required to make money decisions. In South Africa, financial...
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Is a retirement fund a sure way to your financial independence?
A retirement fund, such as a retirement annuity, a pension or provident fund, is a common way and a great starting point for many people to save for their retirement...
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Fairness for all
Delays in the payment of tax refunds continue to affect taxpayers. This is despite the Tax Ombud identifying certain root causes of the delays as systemic issues – meaning...
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Retirement: don’t ignore these threats!
As a certified financial planner with 26 years of experience, I have seen first-hand the challenges that many South Africans face when it comes to planning for a secure retirement....
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Mother’s love is the best
“Mmangwana o tshwara thipa ka bogaleng”, this is a Sepedi idiom that loosely translates to the fact that a mother would go to any length in protecting her children. By the...
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Two-Pot Retirement System
Two-Pot Retirement System: Will it apply to our retirement savings that have already been accumulated? According to the current draft, the two-pot system will not be applied retrospectively, i.e., members...
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How to structure a tax-efficient income when you retire
When you retire you need an income stream that will give you the best sustainable income for the rest of your life and not waste money in terms of unnecessary...
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Global Money Week 2023
Global Money Week (GMW) promotes efforts aimed at improving the financial literacy of young people. The ultimate goal of the campaign is to ensure that all children and young...
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The Psychology of Money
As often is the case, many of us set financial resolutions at the beginning of the new year. Setting them is the easier bit, achieving them takes some perseverance. ...
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How to create a sustainable post-retirement plan – Part 2
After using your post-retirement expenses to generate a cash flow analysis and to determine your wealth allocation framework, you should consider the following risks. Diversification It is crucial to...
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How to create a sustainable post-retirement plan – Part 1
“To invest successfully over a lifetime does not require a stratospheric IQ, unusual business insights, or inside information. What’s needed is a sound intellectual framework for making decisions and the...
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Start building your wealth in 2023!
Do you want to be a millionaire? Most people probably do, but it is famously, not an easy pursuit. The growing wealth gap between the rich and the poor makes it seem impossible for...
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Don't Get Taxed Out of Retirement - Maximize Your Savings with SARS Allowable Deductions.
As the tax year end approaches, South African financial consumers, and the public need to take advantage of the allowable tax deductions offered by the South African Revenue Service (SARS)....
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The important role of your healthcare consultant
Why Medical Aid is like a Rubik’s Cube – and how a healthcare advisor can help solve it You have some important decisions to make. Why? Well, it’s that...
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Protecting your loved ones from the grave
I think I have seen enough episodes of “I Blew It” to understand that when wealth is distributed prematurely to beneficiaries who have no financial literacy background, it’s...
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Pyramid schemes are as spooky as Halloween
Halloween is celebrated in most North American and European countries on October 31. In Africa, Halloween is barely celebrated because most people believe it is some kind of black magic...
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Don’t put all your eggs in one basket - Consider offshore investing
Do not put all your eggs in one basket is an idiomatic phrase, meaning that one should not focus all his or her resources on one hope, possibility, or avenue of...
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Our Latest News
Women regard their finances as sacrosanct
Women regard their finances as sacrosanct. The Mzansi citizens casually regard August as women’s month. August 9th in particular; is recognised as National Women's Day. This day commemorates the...
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World Financial Planning Day Returns To Celebrate the Value of Financial Planning
FPSB to host its seventh annual World Financial Planning Day to coincide with International Organization of Securities Commissions World Investor Week DENVER, COLO – 9 August 2023 – With many...
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FPI Congratulates the ASISA Foundation on its 10 years of Infinite Impact celebrations.
Johannesburg: In support of the brilliant work done by the ASISA Foundation under the leadership of Ruth Benjamin-Swales and an unwavering commitment to promoting Financial Planning for All, the Financial...
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Leaderex 2023
Ignite your knowledge and connect with experts with the Financial Planning Institute of Southern Africa at Leaderex 2023 Johannesburg: The Financial Planning Institute of Southern Africa (FPI), which is responsible...
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Concerns mount as South Africa's National Healthcare Insurance Bill progresses
The latest update on the National Healthcare Insurance (NHI) bill in South Africa has sparked growing concerns among stakeholders. Despite the portfolio committee's decision to move forward with the bill,...
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Five bad attitudes that prevent you from saving
The South African household savings rate (percentage of household income that is saved or invested) dropped to 0.30% in the first quarter of 2022. That means that South African households...
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How to overcome the fear of losing money
Investing in the stock market or any other market can be a daunting prospect for many people. The thought of losing money can be overwhelming, and it can be challenging...
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EPIC approach to investing
The other day I attended a seminar where the guest speaker, Ms. Thuli Madonsela indulged the audience about EPIC lifestyle. She mentioned that the word is an acronym which stands...
View Article
Achieving Financial Emancipation
This article is written on the eve of the Freedom Day which would have been commemorated on 27th April. For many South Africans, Freedom Day brings back memories of the euphoria...
View Article
Financial Literacy Education in South Africa
Financial literacy is the ability to understand and manage personal finances effectively. This takes into account the skills, knowledge and confidence required to make money decisions. In South Africa, financial...
View Article
Is a retirement fund a sure way to your financial independence?
A retirement fund, such as a retirement annuity, a pension or provident fund, is a common way and a great starting point for many people to save for their retirement...
View Article
Fairness for all
Delays in the payment of tax refunds continue to affect taxpayers. This is despite the Tax Ombud identifying certain root causes of the delays as systemic issues – meaning...
View Article