The purpose of an Estate Plan
The primary purpose of an estate plan is to help you examine your financial needs and assets to make sure that your heirs are provided for in the best possible...
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Taming the R45 BILLION of Unclaimed Retirement Fund Benefits
Part II of III: The DAWN and DUSK of Unclaimed Retirement Fund Benefits In part two we focus on how these unclaimed benefits have accumulated to such a large...
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Retirement planning and your life expectancy
Don’t get caught off guard by outliving your money because you thought you would never live to 80, 90 or 100! When planning for your retirement, it is essential to...
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Take the sting out of the needs
There are indications that interest rates will slowly increase over the next few years, while the fuel price continues to climb at a steady rate. These two increases will have...
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How to make it easier for your family to inherit, especially if they live overseas
The increased number of deaths as a result of COVID-19 resulted in estates taking a lot longer to be wound up. This can cause frustration and financial hardship which can...
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It’s time to batten down the hatches, another storm is yonder
We are living in unusually uncertain times where most events are regarded as unprecedented. There is extensive volatility in politics, global (and local) economies, around climate change and many more....
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Important things to know about testamentary trusts
Quite often parents bequeath their assets at death to a trust drafted in the Last Will and Testament, known as a testamentary trust. Several benefits make a very compelling argument...
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Corporate Income Tax down to 27% but beware the limitation rules.
The dust of the February 2022 Budget Speech has long settled. I however have been up to my usual research and detective mode as I needed more clarity in terms...
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Dealing with Negative Self-Talk
If we are to focus on mental positivity this year, how do we banish or diminish the opposite side of the scale – negativity? Especially in a world currently in...
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25 steps for drafting a sure-fire Will
If you’re in the process of having your Will drafted or are busy updating your Will, you’ll want to ensure that your Will is accurate, precise, and not open to interpretation. Besides...
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Your Rights as a Financial Planning Client
Working with a financial planner can be an extremely rewarding and valuable experience for you and your family. If you’ve decided to work with a financial planner, it’s important to...
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A – Z of investing
Investment markets are large, complex, ever-fluctuating, and often difficult for the average investor to navigate. There are, however, global terms and phrases which all investors should know and understand. In...
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The importance of life insurance
Life insurance safeguards you and your family from financial uncertainty that comes with severe illness, disability, or death. What is Life cover Having life cover in place is important to...
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Why you need to speak to a professional financial planner when you are getting divorced
Every year, around 25,000 divorces take place in South Africa. Divorce is a time of major change at all levels. New homes need to be found, the mourning of the...
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Blending solutions for an optimal retirement income
Ensuring a sustainable income that lasts throughout retirement is the main goal when selecting a retirement income solution. Linda Blom, Business Development Manager at Glacier by Sanlam, unpacks what this...
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Self-proclaimed social media gurus just one of the dangers facing DIY investors
By Theoniel McDonald, CFP® You could be excused for mistaking the past few years as the age of DIY investing. Nowadays just about everyone who strolls into our financial advice...
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