Tips for Young Adults this Youth Month:
Tip 1. Understand Where Your Money Goes – Track your spending: Use apps like Spendee, PocketSmith Sidekick, Vault22, or a simple Excel spreadsheet. – Categorize expenses: Divide your expenses into...
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Saving for a Rainy Day is the Smartest Move You Can Make
“Funny how the rain only shows up after you’ve finally saved for a rainy day, right?” But hey, that’s exactly why we save—to be ready when life decides to test...
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Mastering Your Money Mojo: Navigating the Spending Maze
Ever feel like you’re constantly bombarded with messages telling you what to buy? You’re not wrong. Studies suggest that the average person is exposed to thousands of advertising images and...
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Dream Boldly, Plan Bravely: Unlock Your Future with Cash Flow Modelling This Youth Month
As we observe Youth Month, it’s a wonderful time to consider your future aspirations. Whether your goals include a comfortable retirement, securing quality education for future generations, acquiring property, or...
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Dear Young South, African: Your story is still being written.
To every young South African reading this, whether you are still hustling to find a job, studying, running your own small business, freelancing, or just starting out in your first...
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Your Rights and Responsibilities To Protect You Against Undesirable Financial Outcomes
Financial products can be complex. For someone starting out their financial planning journey, it can be a daunting process. As a result, people often have to rely on the advice...
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Finance in Action: How the Partner You Choose Shapes Your Financial Journey
Valentine’s Day often brings to mind love, romance, and shared moments. However, beneath the flowers and candlelit dinners lies an often-overlooked aspect of relationships: the impact your partner has on...
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How do you manage the money of people who cannot manage it themselves
Managing financial matters for incapacitated individuals is crucial, as they may become vulnerable to exploitation without proper safeguards. Identifying suitable methods to protect and provide for their needs is essential,...
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Mental incapacity: The important role of an administrator
When a loved one is diagnosed with a severe or profound intellectual disability, it may be necessary to appoint a third party to manage their financial affairs. The Mental Health...
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Protecting Your Digital Information
Imagine waking up to find your bank account emptied, your investments compromised, and your personal details used in fraudulent transactions, all because a cybercriminal accessed your financial information. Your digital...
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Should Couples Have the Same Financial Adviser or Separate Advisers?
When couples consider financial planning, one important question often arises: should they share a financial adviser or retain separate advisers? The answer largely depends on their financial goals, relationship dynamics,...
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Dementia - the coming Storm
How do you manage the money of people who cannot manage it themselves As we are living longer so it is natural that there will be an increasing likelihood that...
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Taking a Leap on your Financial Planning journey
Most of us use this time of the year to set goals and make resolutions. I am encouraging all of us to consider making a bold, proactive, and potentially transformative...
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Why Are Medical Schemes Increasing Their Prices So Much in 2025?
If you’re a member of a medical scheme in South Africa, you’ve probably noticed that contribution increases for 2025 are significantly higher than in previous years. Medical schemes like Bestmed,...
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How to Spend Your Bonus: A South African Financial Advisor’s Guide
It’s that time of year again! Whether it’s a year-end bonus, performance-related pay, or a guaranteed 13th cheque that’s essentially self-funded, receiving a bonus is always a welcome financial boost....
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Festive Insurance Fundamentals
As we approach the festive season, it’s a time for family, relaxation, and making memories. However, with all the joy and travel, we also face heightened risks around security and...
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