Why Are Medical Schemes Increasing Their Prices So Much in 2025?
If you’re a member of a medical scheme in South Africa, you’ve probably noticed that contribution increases for 2025 are significantly higher than in previous years. Medical schemes like Bestmed,...
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Festive Insurance Fundamentals
As we approach the festive season, it’s a time for family, relaxation, and making memories. However, with all the joy and travel, we also face heightened risks around security and...
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What influences your insurance premium?
Insurance premiums can sometimes seem like a mystery, fluctuating based on criteria that aren’t always clear and sometimes even seem strange. However, understanding the factors that influence your insurance premium...
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Underinsurance. What is it and what is the consequences?
What is underinsurance? Underinsurance occurs when a person or business insurance cover is insufficient to cover the full value of potential losses or liabilities. It is also known as average....
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Building an investment portfolio
Building an investment portfolio Before you start with your investment portfolio, consider if you have: Reviewed your budget. Have your debt under control. In some instances, it might be better...
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In debt, what now?
In its basic form, debt can be referred to as “something that is owed, especially money” or “a state of obligation to pay something owed”. Debt management is an integral...
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An introduction to short term insurance
Profile: Gisela Budler CFP ® An FPI Member since 2016, Gisela has been within the financial services industry since 2007. She specializes in Risk Management and Insurance Operations. She has recently pursued...
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Why an emergency fund is important by Schalk Louw
Why an emergency fund is so important Schalk Louw, Wealth adviser at PSG Wealth Old Oak During the past year and a half, we faced unprecedented levels of uncertainty. While...
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Your Will, wishes and waiting – critical things to remember
During the past year and a half, most South Africans have been touched by the sad reality of death, with many having to confront it directly. With excess deaths now...
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Changing Jobs
Changing jobs can be a very exciting time in your life. There are some things you should consider before signing the new job offer. Come to terms with the terms...
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Retirement planning
Planning for retirement is something most people think they only have to be concerned about in the future. Most people are of the opinion that the contribution to their company...
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Setting your financial goals
Setting your goals will help you plan for them. How to set your financial goals: Make a list of all the things you dream about and want to achieve for...
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Managing your debt
Managing your debt is a vital part to your financial plan. Debt can prohibit you from achieving your financial goals if not managed properly. Before you incur debt Do you...
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Creating an emergency fund
An emergency fund is important to ensure that you are not left destitute or having to borrow money in the event of an unforeseen event or emergency. How much do...
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Creating a budget
A budget will assist you in having a good understanding of your monthly income and expenses. Before you start Have the following handy when you are preparing to draft your...
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Deciding on a medical aid
Medical aid is quickly becoming a necessity, rather than a luxury, so it’s important that you pick the right option. Before choosing your plan, it is important to understand certain...
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